Started at a hackathon. Fueled by one shared lunch order.
It started as a hackathon idea at our previous company in Bangalore. We ordered lunch together online every single day, and every single day, splitting the bill proportionately was a task, and keeping track of it was worse. In a city where most people co-live, splitting food, groceries, and cab bills isn't a nice-to-have; it's daily life.
So in May 2019 we built and launched the thing we wished existed, on one simple idea: everyone pays for exactly what they consumed. Not an equal split that quietly subsidises the biggest order. Bills come in from Swiggy, Zomato, BigBasket, and Uber; each item goes to whoever had it, discounts spread proportionately across the lot. Fair to the paisa, no manual math, no "who had the extra naan" arguments.
We didn't want to be yet another expense app, so the first version pushed every split straight into Splitwise, your friends and groups were already there, and nobody had to install anything new to get paid back. From there it grew into the full ledger you see today. Splitkaro is now used by over 8.8 lakh Indians to run their trips, their flats, their Sunday football clubs, and their side hustles.
We're still a small team. And we're still our own biggest user.