Splitwise alternative

Splitwise vs Splitkaro: which app is better for you?

Looking for an alternative to Splitwise? Meet Splitkaro, a modern, chat-enabled expense tracker for personal and group expenses. Built in India, used in India and the USA.

FeatureSplitkaroSplitwise
Group expense tracking
Personal expense tracking
Free unlimited expense addition
Chat-based groups (like WhatsApp)
Auto-import transactions from SMS (Android)
Free overall spending analytics
Group-level spending analytics
Custom categories for your expenses
Share UPI payments into the app to auto-fill expenses
Priority bills & smart reminders for faster settlement
Item-wise online bill splitting
Receipt scanning
Currency conversion
Web version
Affordable premium plan
Team & group premium plans

Feature availability as published on splitkaro.com. Free tiers compared unless noted.

2,500+groups already switched

Start where you left off

Switching doesn’t mean starting over. Import your groups from Splitwise and Splitkaro carries your people and balances across, so the only thing that changes is how easy everything gets.

Watch how to switch from Splitwise to Splitkaro

Over 2,500 groups have already switched to Splitkaro. Start where you left off.

Questions, answered

Is Splitkaro a good Splitwise alternative?

Yes. Splitkaro covers everything you would use Splitwise for (group expense tracking and fair settlement) and adds chat-based groups, free unlimited expense addition, spending analytics, and smart reminders. Over 2,500 groups have already switched.

Can I move my existing Splitwise groups to Splitkaro?

Yes. Splitkaro can import your groups from Splitwise, so you start exactly where you left off instead of rebuilding your history from scratch.

Is Splitkaro free to use?

Adding expenses is free and unlimited, and overall spending analytics are free too. When you want more, premium plans, personal and team/group, stay affordable.

How does Splitkaro work with UPI?

Pay your friend from any UPI app, then share that payment into Splitkaro. The amount and description are filled in automatically, along with a screenshot of the transaction, so there is nothing to type. Priority bills with smart reminders then help your group settle faster.

What does Splitwise have that Splitkaro does not?

Today Splitwise offers currency conversion and a web version, which Splitkaro does not have yet. If those are not dealbreakers, Splitkaro gives you more everywhere else.

Ready to make the switch?

Splitkaro gives you more control, smarter insights, and a smoother experience. Try it free on Android or iOS.