Looking for an alternative to Splitwise? Meet Splitkaro, a modern, chat-enabled expense tracker for personal and group expenses. Built in India, used in India and the USA.
Splitkaro if you want your bank and UPI SMS to file expenses for you, chat inside the group, and your own spending tracked in the same app. Splitwise if you need currency conversion or a full web app, neither of which Splitkaro has yet.
| Feature | Splitkaro | Splitwise |
|---|---|---|
| Group expense tracking | ||
| Personal expense tracking | ||
| Free unlimited expense addition | ||
| Chat-based groups (like WhatsApp) | ||
| Auto-import transactions from bank SMS | Android, and iOS via Shortcuts | |
| Free overall spending analytics | ||
| Group-level spending analytics | ||
| Custom categories for your expenses | Premium | |
| Share UPI payments into the app to auto-fill expenses | Limited free, unlimited on Premium | |
| Priority bills & smart reminders for faster settlement | ||
| Item-wise online bill splitting | ||
| Receipt scanning | 3 a month free, then Premium | |
| Currency conversion | ||
| Web version | Shared links, view only | |
| Team & group premium plans |
splitwise.com · splitwise.com/pro — checked September 2026
Switching doesn’t mean starting over. Import your groups from Splitwise and Splitkaro carries your people and balances across, so the only thing that changes is how easy everything gets.
Over 2,500 groups have already switched to Splitkaro. Start where you left off.
Yes. Splitkaro covers everything you would use Splitwise for (group expense tracking and fair settlement) and adds chat-based groups, free unlimited expense addition, spending analytics, and smart reminders. Over 2,500 groups have already switched.
Yes. Splitkaro can import your groups from Splitwise, so you start exactly where you left off instead of rebuilding your history from scratch.
Adding expenses is free and unlimited, and overall spending analytics are free too. When you want more, there are premium plans for you and for your team.
Pay your friend from any UPI app, then share that payment into Splitkaro. The amount and description are filled in automatically, along with a screenshot of the transaction, so there is nothing to type.
Splitkaro gives you more on every row of the table above, with two exceptions: Splitwise converts currencies and has a full web version. Splitkaro can open a shared expense link in a browser, but it is view only, so there is no web app for running your groups. If those two are not dealbreakers, Splitkaro is the better app.
Import your groups and pick up where you left off. Free on Android and iOS.