Built for the reality of Indian wallets, UPI-first, cash-aware, trip-ready, and team-friendly.
Splitkaro reads your bank & UPI SMS alerts and imported statements, so every spend shows up on its own. You just tag it to a group, the rest is done.
“BBMP is the flat’s utilities.” “Anything at the turf goes to Sunday FC.” Write it as a rule and every new transaction routes itself into the right group, with the right category, before you’ve looked at your phone.
Equal, share-based, exact amounts, percentage, by item, by room, any way you and your people actually split.
Ordered on Swiggy, Blinkit, or the like? Pull the bill straight in, every line item intact, and assign dishes to whoever ate them. Fair and square, down to the extra raita.
Group of seven friends, thirty-two transactions, four people who already paid each other back for something else? Splitkaro calculates the minimum number of transfers to zero everyone out.
The bill was ₹4,000 but your share was ₹800, Your Analytics counts the ₹800. One tab in the main nav shows what you actually spent, paid, and received across all your groups, day by day.
Pool money before you leave. Everyone chips into a shared pot, trip expenses draw from it, and nobody plays banker or chases anyone on the beach.
Set it once. Rent, Wi-Fi, maid, milk, auto-appears on the date you pick, with the right split.
Paid on GPay or PhonePe? Share the payment screen to Splitkaro, it lands on Add Expense with the screenshot attached.
Total, yours, others', and category-wise views. Drill into any friend or see everything as a table.
“Why do I owe Riya ₹740?” Ask the assistant, it walks you through exactly how a balance came to be.
Download any month, or any date range, as a clean CSV: expenses, settlements, and balances included.
Gentle reminders that get funnier the longer you ignore them. Turn off if your flatmate is offended easily.
Food, travel, groceries, bills, imported expenses land with the right category already on them.
Every group has its own feed, expense notes, "who's in for Goa?", photos of the restaurant bill.
Approve join requests, promote admins, remove members. Big groups stay tidy with clear permissions.
Set up your first group in 30 seconds. Invite your people, add your expenses, and let Splitkaro handle the rest.