Splitkaro Business keeps your daily record: money in, money out, who paid for what, money paid back to staff, and a photo of every bill. It is free, it does not charge you for each staff member, and it works without internet. CashBook does a narrower job: it gives your staff a company wallet and sets a limit on what they can spend.
Splitkaro Business is the better choice for most small businesses. It is free, it never charges per staff member, and it keeps your daily book of money in, money out and money paid back to staff, with a photo of every bill, group chat, and your own money in the same app. CashBook is worth the money only if the one thing you need is giving staff company money before they spend it, on a UPI wallet with a limit.
| Feature | Splitkaro | CashBook |
|---|---|---|
| Cash in, cash out record | ||
| Free to use | ||
| Give staff a company UPI wallet | ||
| Set a spending limit for each person | ||
| Send entries to Tally or Zoho Books | ||
| Split one bill between people | ||
| Your own money and business money in one app | ||
| Group chat, like WhatsApp | ||
| Reads your bank SMS and adds the expense | Android, and iOS with Shortcuts | |
| As many books as you need | ||
| Decide who can add or change entries | ||
| Make your own expense categories | ||
| Simple reports | ||
| GST-ready categories | Through Tally or Zoho | |
| Works without internet | Not stated |
cashbook.in · cashbook.in/pricing — checked September 2026
For most small businesses, Splitkaro Business. It is free, it does not charge per person, and it keeps a daily record of money in and money out, with a photo of every bill, reimbursements to staff, bill splitting, group chat and your own money in the same app. Pick CashBook instead only if the job you need done is giving staff a company wallet with a spending limit, which Splitkaro does not do.
Yes. A Business group works like a cashbook: money in, money out, money you paid back to staff, and a photo of each bill. You can make as many books as you need, and it works without internet.
Yes. They sit in different groups in the same app, so the two never mix and you still use one login.
No. Splitkaro does not charge per person, so you can add your team without the cost going up each time.
Two things. Splitkaro does not give out money, so it cannot put a company UPI wallet with a spending limit in a staff member’s hands; it records what was spent and what you paid back. And Splitkaro does not send entries into Tally or Zoho Books, so if your accountant works in one of those, CashBook saves a step. Everything else on this page, Splitkaro does and CashBook does not.
Money in, money out, and a photo of every bill. Works without internet. Free on Android and iOS.