Splitkaro keeps all your money in one place: what you spend on your own, and everything you share with your partner, your roommates or your team, split item by item and chased until it settles. Rocket Money is a dashboard for your own accounts only: subscriptions you forgot, bills it can argue down, a budget by category.
Splitkaro if the job is keeping all your money in one place, your own and everything you share with a partner, roommates or a team, with bills split item by item and reminders that get you paid back. Rocket Money for the separate job of finding forgotten subscriptions, budgeting and arguing your bills down, none of which involves anyone else’s money.
| Feature | Splitkaro | Rocket Money |
|---|---|---|
| Personal expense tracking | ||
| Link bank and card accounts | Beta, via Plaid | |
| Auto-import transactions from bank SMS | If your bank sends text alerts | |
| Split one expense between people | ||
| Group expense tracking with balances | ||
| Chat-based groups (like WhatsApp) | ||
| Item-wise bill splitting: choose who ate what | ||
| Smart reminders to settle up | ||
| Receipt scanning | 3 a month free, then Premium | |
| Spending by category | ||
| Budgets | ||
| Finds and tracks your subscriptions | ||
| Cancels subscriptions for you | Premium | |
| Negotiates your bills down | For a cut of the savings | |
| Credit score and report | Premium |
rocketmoney.com · Rocket Money Help Center on pricing — checked September 2026
Splitkaro is the better app for keeping all your money in one place: your own spending, your couple and family money, your business, and anything split with friends, none of which Rocket Money does. It is not a replacement for bill negotiation, subscription cancelling or credit score tracking, which is the separate job Rocket Money is built for. Plenty of people run both.
No. It tracks your own accounts. There is no bill splitting, no group balances and no settling up, which is the whole of what Splitkaro adds.
Card and bank feeds run through Plaid and are in beta. Receipt scanning and PDF statement import are live, so expenses can still arrive without being typed in.
Split the bill item by item, then let the reminders do the asking. Free on Android and iOS.