Since Mint closed, the category has split into three shapes: full dashboards you pay for, free trackers that make their money elsewhere, and small manual apps that never touch your bank. Which you want depends on what you are trying to fix.
We make Splitkaro, one of the four apps below.
Splitkaro if you want every kind of money in one app, personal, couple, business and anything shared. Monarch for one paid dashboard over every account, Rocket Money for the strongest free tier, Monefy if you would rather your bank was never connected.
A complete household picture
Getting money back, for free
Manual entry, on your own cloud
Spending that tracks itself
monarch.com · rocketmoney.com · monefy.com — checked September 2026
It depends on which job you are hiring it for. Splitkaro if you want every kind of money in one place, personal, couple, business and anything split with other people. Monarch if you want one paid dashboard over every account. Rocket Money for the strongest free tier. Monefy if you would rather your bank was never connected at all.
Rocket Money, Monefy and Splitkaro all have real free tiers. Monarch is a paid subscription with a 7-day trial.
Only Splitkaro. Monarch lets a partner see the same budget, which is not the same as splitting one bill several ways and tracking the balance.
Monarch is the closest replacement on features and Rocket Money is a good free option. We compare that move in more detail on our Mint alternatives page. See the Mint alternatives →
Card feeds, bank texts and statements fill in your spending. Anything shared splits too. Free on Android and iOS.