WhatsApp for finance

Build your personalsocialbusiness
financial context.

Every payment, card charge, and cash bill is just a raw transaction - until you give it context. Add it or split it into the group it belongs to , your flat, your trip, your club, your business and Splitkaro turns the noise into a financial life that makes sense.

Get the app, it's freeSee how it works →
$10M+settled this year
4.8★on the Play Store
90,000+groups active this year
Raw transactions
Your finance groups
A
Apt 4B · Brooklyn
you owe $800
Aaron added Rent $2,400
A
Austin Trip · Feb
settled
Mia added Dinner $38
Riley added Flights $380
Riley added Uber Eats $29
⚽
Sunday FC
3 owe you
You added Field $80
C
Co-founders · LLC
claim $280
You added AWS $560
The problem

Your money is
scattered everywhere.

One dinner lives in five places, a bank alert, a Venmo notification, a card email, a statement PDF you’ll never open. None of them know about each other, and none of them know it was Austin.

Splitkaro pulls every source into one feed, so the context, not the chaos, is what you keep.

Alert · Chase Bank
Chase: You made a $38.40 transaction with DOORDASH on Jun 14. Card ending 3412. Not you? Call 1-800...
Email · Card statement
Your card ending 8842 statement is ready.
Total due: $1,284 · 47 transactions · Due Jun 28
PDF · Bank statement
06/14 DOORDASH*SHAKE SHACK − 38.40
06/13 ACH RENT APT 4B − 2,400.00
06/12 DELTA AIR JFK-AUS − 380.00
App · Venmo notification
Payment complete ✓
$80 paid to Greenpoint Turf via Venmo
…and none of it knows which group it belongs to.
The answer

We give every transaction
a space of its own.

We call them financial contexts, ready-made templates for every corner of your money life. Pick one, and your transactions finally have somewhere to belong.

One place for every part of your life.All connected. Always balanced.

Home

Rent, bills, and groceries with family or flatmates.

Warm living roomElectricity bill$86Grocery order$54

Trip

Travel spends in any currency, settled at the airport.

Suitcase by a windowFlight to Austin$210Hotel stay$340

Personal

Your own spending, auto-categorised and budgeted.

Reading chair and lampGym membership$45Coffee$6

Couple New

Joint and personal, kept clear between the two of you.

Dinner table for twoDinner date$72Movie night$28

Business New

Tax-ready books for founders and small teams.

Desk with laptopDomain renewal$12SaaS subscription$89

Others

Office lunches, sports squads, and anything else shared.

Shelf with sports gear and lunch boxesTeam lunch$96Pickleball court$30

Auto-categorised transactions

No sorting. Just smart context.

Shared with clarity

Split, settle and stay on the same page.

Private by design

Your data, your rules.

Different rooms. One home for your money.
How it works

You spend. We log it.

9:41
Tue 14
April
B
BANK OF AMERICA
now
Debited $14.20 from acct **1234 at DOORDASH via card. Avl bal $2,120.
🍔
DoorDash
Food & Dining
−$14.20
ContextPersonal
CategoryFood & Dining
Paid viaCard · BofA ****1234
✓ Added to your Personal context automatically
A bank alert lands on your phone…
Ask anything

Your money already lives here.
So just ask it questions.

Splitkaro sees every split, every group, every settle-up, so it can answer the questions your bank statement can't.

✦
✦
You asked: How much did the Austin trip actually cost me?
Your share across 23 expenses was $410 — stay $180, food $120, rides $70, everything else $40. Ryan still owes you $32 from the last night.
Curious?

Things people
ask us.

Still have questions? Write to support@splitkaro.com, a real human will reply.

Is Splitkaro really free?
The core app is free forever, unlimited groups, unlimited expenses, unlimited friends. Splitkaro Premium unlocks auto-import from banks, multi-currency trips, receipt OCR, and exports for tax season.
How is this different from Splitwise?
Splitwise is for splitting expenses only. Splitkaro combines expense tracking with smart splitting, automated reminders, item-wise bills, and group analytics. It's designed for real-life use cases like flat-sharing, outings, and monthly budgeting. See the full comparison →

Your money, in context.
Your people, in the loop.

Download Splitkaro free. Create your first group, add an expense, and watch your financial context build itself.

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