Pricing

Free for friends.
Priced for grown-ups.

Splitkaro is free forever for personal use. Upgrade when you're running a trip, a team, or a tax return.

Free
$0forever
For flatmates, friends, and the occasional trip. No card, no trial.
    Core
  • ✓ Unlimited groups & friends
  • ✓ Unlimited expenses
  • ✓ Card auto-import (via Plaid)
  • ✓ All 6 split modes
  • ✓ One-tap settle links
  • ✓ Basic debt simplification
  • ✓ Group chat & photo notes
Get started free
Most popular
Premium
$4/month
For people with real spending lives. Search, analytics, exports, and no more nagging.
    Everything in Free, plus
  • ✓ Search any expense, instantly
  • ✓ Custom categories
  • ✓ Unlimited receipt OCR & recurring
  • ✓ Full group & overall analytics
  • ✓ Team plans, add your whole crew
  • ✓ PDF exports
  • ✓ Dark mode
  • ✓ Priority support (real humans)
Get Premium
Early bird
Business
$4/month
For co-founders, small teams, and founders who hate forwarding receipts.
    Everything in Premium, plus
  • ✓ Tax-ready expense categories
  • ✓ Reimbursement workflow (approve → pay)
  • ✓ Roles & permissions
  • ✓ Dedicated account manager
Talk to sales

Free vs Premium

Everything side-by-side, no marketing trickery.

FreePremium
Groups & expensesUnlimitedUnlimited
Bank auto-import✓✓
Automated expense addition✓✓
Receipt OCRLimitedUnlimited
Custom recurring expensesLimitedUnlimited
Auto-fetch from DoorDash & InstacartLimitedUnlimited
Group analyticsLimitedUnlimited
Your overall analyticsLimitedUnlimited
Custom categories—✓
Search any expense—✓
PDF exports—✓
Dark mode—✓
Team plans—✓
SupportCommunityPriority

Check all our features in detail →

Pricing FAQ

Money questions.
About money, ironically.

Is there a free trial for Premium?
No trial, because the Free plan is the trial. It stays free forever with unlimited groups, expenses and friends, so take as long as you need before you upgrade.
Can my whole team use Business?
Yes. Business includes team plans, so you can add your teammates, set who approves what, and run reimbursements from one place. Email us and we will set it up with you.
Why is Business the same price as Premium?
It's an early-bird offer. While we're building Business out with our first teams, you pay the Premium price.
Students get a discount?
Premium is free for verified students with a .edu email. Reach us at support@splitkaro.com.
What payment methods do you accept?
Credit and debit cards, Apple Pay, Google Pay, and for Business: invoice-based ACH transfer.

Start free. Upgrade when it hurts.

Most people are perfectly happy on Free. When your wallet starts demanding more, we're here.

Download freeTalk to sales