Looking for an alternative to Splitwise? Meet Splitkaro, a modern, chat-enabled expense tracker for personal and group expenses. Used in the USA and India.
Splitkaro if you want group splitting and your own spending in one app, with chat inside the group and bills split item by item. Splitwise if you need currency conversion or a full web app, neither of which Splitkaro has yet.
| Feature | Splitkaro | Splitwise |
|---|---|---|
| Group expense tracking | ||
| Personal expense tracking | ||
| Free unlimited expense addition | ||
| Chat-based groups (like WhatsApp) | ||
| Card & bank auto-import | Plaid-based, rolling out in the US | |
| Auto-import transactions from bank SMS | If your bank sends text alerts | |
| Free overall spending analytics | ||
| Group-level spending analytics | ||
| Custom categories for your expenses | Premium | |
| Priority bills & smart reminders for faster settlement | ||
| Item-wise bill splitting: choose who ate what | ||
| Receipt scanning | 3 a month free, then Premium | |
| Currency conversion | ||
| Web version | Shared links, view only |
splitwise.com · splitwise.com/pro — checked September 2026
Switching doesn’t mean starting over. Import your groups from Splitwise and Splitkaro carries your people and balances across, so the only thing that changes is how easy everything gets.
Over 2,500 groups have already switched to Splitkaro. Start where you left off.
Yes. Splitkaro covers everything you would use Splitwise for (group expense tracking and fair settlement) and adds chat-based groups, free unlimited expense addition, spending analytics, and smart reminders. Over 2,500 groups have already switched.
Yes. Splitkaro can import your groups from Splitwise, so you start exactly where you left off instead of rebuilding your history from scratch.
Adding expenses is free and unlimited, and overall spending analytics are free too. Premium is optional.
Splitkaro gives you more on every row of the table above, with two exceptions: Splitwise converts currencies and has a full web version. Splitkaro can open a shared expense link in a browser, but it is view only, so there is no web app for running your groups. If those two are not dealbreakers, Splitkaro is the better app.
Import your groups and pick up where you left off. Free on Android and iOS.