Splitwise alternative

Splitwise vs Splitkaro: which app is better for you?

Looking for an alternative to Splitwise? Meet Splitkaro — a modern, chat-enabled expense tracker for personal and group expenses. Built in India, used in India and the USA.

FeatureSplitkaroSplitwise
Group expense tracking
Personal expense tracking
Free unlimited expense addition
Chat-based groups (like WhatsApp)
Auto-import transactions from SMS on Android (Plaid-based import rolling out in the US)
Free overall spending analytics
Group-level spending analytics
Custom categories for your expenses
Built-in payment integration (UPI in India)
Priority bills & smart reminders for faster settlement
Item-wise bill splitting — choose who ate what
Receipt scanning
Currency conversion
Web version
Affordable premium plan
Team & group premium plans

Feature availability as published on splitkaro.com — free tiers compared unless noted.

2,500+groups already switched

Start where you left off

Switching doesn’t mean starting over. Import your groups from Splitwise and Splitkaro carries your people and balances across — so the only thing that changes is how easy everything gets.

Watch how to switch from Splitwise to Splitkaro

Over 2,500 groups have already switched to Splitkaro — start where you left off.

Questions, answered

Is Splitkaro a good Splitwise alternative?

Yes. Splitkaro covers everything you would use Splitwise for — group expense tracking and fair settlement — and adds chat-based groups, free unlimited expense addition, spending analytics, and smart reminders. Over 2,500 groups have already switched.

Can I move my existing Splitwise groups to Splitkaro?

Yes. Splitkaro can import your groups from Splitwise, so you start exactly where you left off instead of rebuilding your history from scratch.

Is Splitkaro free to use?

Adding expenses is free and unlimited, and overall spending analytics are free too. When you want more, premium plans — personal and team/group — stay affordable.

How do I settle up in Splitkaro in the US?

Record settlements however you pay — bank transfer, Apple Pay, or cash — and priority bills with smart reminders help your group settle faster. In India, Splitkaro settles right over UPI.

What does Splitwise have that Splitkaro does not?

Today Splitwise offers currency conversion and a web version, which Splitkaro does not have yet. If those are not dealbreakers, Splitkaro gives you more everywhere else.

Ready to make the switch?

Splitkaro gives you more control, smarter insights, and a smoother experience. Try it free on Android or iOS.