Mint alternatives

Mint is gone. Here is where everyone went.

Nothing replaces Mint one for one, because the free-and-everything model went with it. What is left is a set of apps that each do part of the job well, so the honest question is which part you actually needed.

We make Splitkaro, one of the four apps below.

The short answer

Nothing replaces Mint one for one. Splitkaro if you want every kind of money in one app, including anything split with other people. Monarch is the closest on features but is paid, Rocket Money has the strongest free tier, and Credit Karma is where Intuit sent everyone.

What happened to Mint

Intuit announced at the end of October 2023 that it was winding Mint down and moving its users to Credit Karma, which it also owns. Mint closed on 23 March 2024, after about 17 years and roughly 25 million users, with a window before that to export transactions as CSV.

Monarch

The closest thing to what Mint was

  • Every account in one picture: banks, cards, loans, investments
  • Budgets, savings goals and net worth
  • A partner can be invited at no extra cost
  • A real web app as well as the phone apps
  • No free tier once the trial ends
  • Does not split a bill between people or track who owes whom
Monarch vs Splitkaro, in detail

Rocket Money

A good free option

  • Free tier covers subscription tracking, budgeting and bill reminders
  • Finds subscriptions you forgot, and will cancel them on Premium
  • Will negotiate your bills down for a cut of the savings
  • Net worth and credit score
  • Credit score, custom budget categories and real-time sync need Premium
  • Bill negotiation takes a cut of whatever it saves you
  • No expense splitting of any kind
Rocket Money vs Splitkaro, in detail

Credit Karma

Where Intuit actually sent everyone

  • Free credit scores and credit monitoring
  • Connect accounts to see spending and net worth in one place
  • The official destination, from the company that owned Mint
  • Built around credit rather than budgeting
  • Not a like-for-like replacement for Mint’s budgets

Splitkaro

That’s us

Spending that tracks itself

  • Card and bank feeds bring transactions in, and bank text alerts do too if your bank sends them
  • PDF statement import, receipt scanning (3 a month free), and CSV export of your data
  • Free unlimited expenses and free overall analytics
  • Set a recurring expense once and it is created for you every month
  • Personal, couple, business and group money, all in one app
  • No budgets, goals or net worth
  • Card and bank feeds through Plaid are still in beta
  • Custom categories and expense search are Premium
  • No web app beyond view-only shared links

Bloomberg on Intuit closing Mint · monarch.com · rocketmoney.com · creditkarma.com — checked September 2026

Which one should you actually pick?

Go deeper

Rocket Money vs SplitkaroMonarch vs Splitkaro

Questions, answered

When did Mint shut down?

Intuit announced the wind-down at the end of October 2023 and closed Mint on 23 March 2024, moving users towards Credit Karma.

What is the closest app to Mint?

Monarch, on features: budgets, goals, net worth and all your accounts in one picture, with a web app. The difference is that it is a paid subscription, where Mint was free.

Is there a free Mint alternative?

Rocket Money’s free tier covers budgeting, subscription tracking and bill reminders, Credit Karma is free for credit scores and connected-account spending, and Splitkaro is free for unlimited expenses with free analytics. None of them is free-and-everything the way Mint was.

Which one splits bills with friends?

Only Splitkaro. Monarch lets a partner see the same budget and Rocket Money watches your own accounts, but neither splits an individual bill between several people or tracks who owes whom.

One place for all your money

Card feeds, bank texts and statements fill in your spending, and anything shared splits too. Free on Android and iOS.

Download for AndroidDownload for iOS