Splitkaro is for the groups you keep: your flat, your friends, your own spending, tracked automatically rather than typed in. Splid is the fastest way to settle one trip with people you may never split with again, and it is built to be forgotten afterwards.
Splitkaro for anything that lasts longer than a holiday: your flat, your family, your business or your own month-to-month spending, with bank and UPI SMS doing the typing for you and a chat inside every group. Splid for the narrower case of one trip where nobody is willing to sign up for anything.
| Feature | Splitkaro | Splid |
|---|---|---|
| Group expense tracking | ||
| Use it without creating an account | ||
| Works offline, syncing when you are back online | ||
| A group that never syncs at all | ||
| Free unlimited expense addition | ||
| Personal expense tracking | ||
| Chat-based groups (like WhatsApp) | ||
| Auto-import transactions from bank SMS | Android, and iOS via Shortcuts | |
| Share UPI payments into the app to auto-fill expenses | Limited free, unlimited on Premium | |
| Receipt scanning | 3 a month free, then Premium | |
| Free overall spending analytics | ||
| Custom categories for your expenses | Premium | |
| Item-wise bill splitting: choose who ate what | ||
| Unequal splits by custom amount | ||
| Priority bills & smart reminders | ||
| Currency conversion | 150+ currencies | |
| Export your data | CSV | PDF or Excel |
Splid has no paid tier.
splid.app — checked September 2026
Yes, for any group that lasts. Splitkaro tracks a flat, a family or your own month-to-month spending automatically instead of asking you to type every line, and keeps categories, analytics and a chat inside each group. Splid only wins on the one holiday where nobody will sign up for an account.
Splid runs a group with no account at all and no sync, converts more than 150 currencies, and exports a formatted PDF or Excel summary. Splitkaro also works offline and syncs when you are back online, and exports group data as CSV, but it does ask you to sign in, because the chat, the sync and the automatic SMS import all need an account to attach to.
Yes. Personal groups are for exactly that, and Splitkaro reads your bank and UPI SMS alerts so most of it lands without being typed in.
Adding expenses is free and unlimited, and overall spending analytics are free too. Premium is optional and stays affordable.
Your group chat and your expenses in one place. Reminders do the chasing. Free on Android and iOS.