Tricount is a clean, genuinely free way to split a holiday abroad. Splitkaro does that too, then keeps going: your own spending, your flat, your UPI payments, all in one ledger instead of a tab you abandon when the trip ends.
Tricount if you are settling one trip across borders and want currencies converted for nothing. Splitkaro if the group outlasts the trip: bank and UPI SMS file themselves, and your own spending sits in the same ledger.
| Feature | Splitkaro | Tricount |
|---|---|---|
| Group expense tracking | ||
| Personal expense tracking | ||
| Free unlimited expense addition | ||
| Chat-based groups (like WhatsApp) | ||
| Auto-import transactions from bank SMS | Android, and iOS via Shortcuts | |
| Automatic card import | UPI & card | bunq card only |
| Share UPI payments into the app to auto-fill expenses | Limited free, unlimited on Premium | |
| Receipt scanning | 3 a month free, then Premium | Photo attachment |
| Item-wise bill splitting: choose who ate what | ||
| Unequal splits by custom amount | ||
| Priority bills & smart reminders | Payment requests | |
| Spending insights | ||
| Works offline, syncing when you are back online | ||
| Import your groups from Splitwise | ||
| Currency conversion |
Tricount has no paid tier.
tricount.com/en/features — checked September 2026
If you want a shared tab for one international trip, Tricount is hard to beat. If you want the same group splitting plus your own spending tracked automatically from bank SMS, UPI payments filed on their own, and analytics across every group, that is what Splitkaro adds.
Currency conversion, which matters on a multi-country trip, and a completely free product with no premium tier. Tricount also imports directly from Splitwise, as Splitkaro does.
Yes. Trip groups are one of the six group types, with item-wise splitting for shared bills and smart reminders so the settling up actually happens once everyone is home.
Adding expenses is free and unlimited, and overall spending analytics are free too. Premium is optional and stays affordable.
Splitkaro handles the holiday, and everything after it. Free on Android and iOS.