Tricount alternative

Splitkaro is built for the whole year. Tricount ends with the trip.

Splitkaro splits the holiday and then keeps going: your own spending, your flat, your UPI payments, all in one ledger instead of a tab you abandon when the trip ends. Tricount is a clean, genuinely free way to settle a single holiday abroad, and it stops there.

The short answer

Splitkaro for almost everything: bank and UPI SMS file themselves, your own spending sits in the same ledger as the group’s, bills split item by item, and the reminders chase the settlement for you. Tricount for the narrower case where you are settling one trip across borders and want currencies converted for nothing, which Splitkaro cannot do yet.

Splitkaro vs Tricount, feature by feature

Splitkaro vs Tricount, feature by feature
Feature	Splitkaro	Tricount
Group expense tracking
Personal expense tracking
Free unlimited expense addition
Chat-based groups (like WhatsApp)
Auto-import transactions from bank SMS	Android, and iOS via Shortcuts
Automatic card import	UPI & card	bunq card only
Share UPI payments into the app to auto-fill expenses	Limited free, unlimited on Premium
Receipt scanning	3 a month free, then Premium	Photo attachment
Item-wise bill splitting: choose who ate what
Unequal splits by custom amount
Priority bills & smart reminders		Payment requests
Spending insights
Works offline, syncing when you are back online
Import your groups from Splitwise
Currency conversion

Tricount has no paid tier.

tricount.com/en/features — checked September 2026

When Splitkaro is a better choice

Splitkaro tracks your own spending too, in the same app as the group’s. Tricount only holds shared tabs, so your personal money lives somewhere else entirely.
Splitkaro reads the bank and UPI debit alerts your phone already gets and files them for you, parsed on the device. In Tricount every expense is typed in by hand unless you happen to bank with bunq.
Splitkaro splits a bill item by item, so you pay for what you actually ate rather than an equal share of someone else’s dessert.
Splitkaro puts a chat inside the group, like WhatsApp, so the argument about the bill happens next to the bill.
Splitkaro sends smart reminders and marks bills as priority, which is what actually gets a group settled. Tricount sends a payment request and leaves the chasing to you.
Splitkaro keeps going after the trip: your flat, your family, your business and your own month-to-month spending, with analytics across all of them.

Questions, answered

Is Splitkaro a good Tricount alternative?

Yes, and for most people a better app outright. Splitkaro does the group splitting Tricount does, then adds your own spending tracked automatically from bank SMS, UPI payments filed on their own, item-wise bills, chat inside the group and analytics across all of them. Tricount only wins if the job is one international trip and you need currencies converted.

What does Tricount do that Splitkaro does not?

Currency conversion, which matters on a multi-country trip, and a completely free product with no premium tier. Tricount also imports directly from Splitwise, as Splitkaro does.

Does Splitkaro work for trips the way Tricount does?

Yes. Trip groups are one of the six group types, with item-wise splitting for shared bills and smart reminders so the settling up actually happens once everyone is home.

Is Splitkaro free?

Adding expenses is free and unlimited, and overall spending analytics are free too. Premium is optional and stays affordable.