Splitkaro is for the groups you keep: your household, your friends, your own spending, tracked automatically rather than typed in. Splid is the fastest way to settle one trip with people you may never split with again, and it is built to be forgotten afterwards.
Splitkaro for anything that lasts longer than a holiday: your household, your family or your own month-to-month spending, in a ledger that does not end when the trip does, with a chat inside every group and bills split item by item. Splid for the narrower case of one trip where nobody is willing to sign up for anything.
| Feature | Splitkaro | Splid |
|---|---|---|
| Group expense tracking | ||
| Use it without creating an account | Only you need one; add friends without an account | |
| Works offline, syncing when you are back online | ||
| A group that never syncs at all | ||
| Free unlimited expense addition | ||
| Personal expense tracking | ||
| Chat-based groups (like WhatsApp) | ||
| Card & bank auto-import | Beta, via Plaid | |
| Auto-import transactions from bank SMS | If your bank sends text alerts; Android, and iPhone via Shortcuts | |
| Receipt scanning | 3 a month free, then Premium | |
| Free overall spending analytics | ||
| Custom categories for your expenses | Premium | |
| Item-wise bill splitting: choose who ate what | ||
| Unequal splits by custom amount | ||
| Priority bills & smart reminders | ||
| Currency conversion | 150+ currencies | |
| Export your data | CSV | PDF or Excel |
Splid has no paid tier.
splid.app — checked September 2026
Yes, for any group that lasts. Splitkaro keeps the ledger going after the trip ends, for a household, a family or your own month-to-month spending, with categories, analytics and a chat inside each group. Splid only wins on the one holiday where not even you want to sign up. In Splitkaro only you need an account; friends without one can still be added to the group.
Splid runs a group with no account at all and no sync, converts more than 150 currencies, and exports a formatted PDF or Excel summary. Splitkaro also works offline and syncs when you are back online, and exports group data as CSV, but it does ask you to sign in, because the chat, the sync and the automatic import all need an account to attach to. Only you need one: friends without an account can be added, and you keep track of their share.
Yes. Personal groups are for exactly that, and card and bank feeds through Plaid (currently in beta) plus statement import keep most of it off your keyboard.
Adding expenses is free and unlimited, and overall spending analytics are free too. Premium is optional and stays affordable.
Your group chat and your expenses in one place. Reminders do the chasing. Free on Android and iOS.