Free Splitwise alternatives for group expenses, compared

Free Splitwise alternatives for group expenses.

Splitwise’s free plan now limits how many expenses you can add each day and shows ads, and both go away only on Pro. That is fine for one dinner and painful for a shared house or a long trip. Five apps split group expenses for free, and which one you want depends on whether you are splitting one trip or running a household all year.

We make Splitkaro, one of the five apps below.

Splitkaro

That’s us

Group and your own spending in one app

Chat-based groups, plus personal spending in the same ledger
Free unlimited expenses and free overall analytics, with no ads
Item-wise splitting, so you pay for what you actually ate
Works offline, syncing when you are back online
Share a group by link or QR code
Imports your existing groups from Splitwise
Set a recurring expense once and it is created for you every month

Card and bank feeds through Plaid are still in beta
No currency conversion yet
Custom categories and expense search are Premium
The Free plan limits how many groups you create; Premium removes the limit
No web app for running your groups; shared links open in a browser, view only

Tricount

A trip that crosses borders

Converts multiple currencies automatically
Completely free, with no premium tier to run into
Offline entry that syncs when you are back online
Imports your existing groups from Splitwise

No personal expense tracking, only shared groups
Automatic import needs a bunq card
Receipts attach as photos rather than being scanned

Tricount vs Splitkaro, in detail

Splid

One trip, with nobody signing up

No account needed, by anyone in the group
Works fully offline, sync is optional
More than 150 currencies, converted automatically
A PDF summary for free; Excel export is a one-off purchase

No categories, analytics or receipt scanning
Nothing is tracked automatically
Built for one-off groups rather than ones you keep
More groups and Splid Plus are one-off in-app purchases

Splid vs Splitkaro, in detail

Settle Up

Using it in a browser

Not everyone in the group needs the app
A browser version as well as the apps
Multiple currencies and offline use
Share a group by link or QR code

The free tier shows ads
Receipt photos, categories, statistics and Excel export are all premium

Spliit

Open source, with nobody needing an account

Open source and funded by donations, so there is no paid tier at all
No ads, and nobody needs an account
Runs in any phone or laptop browser, with an iPhone app too
Categories, and optional receipt scanning

No Android app; Android users run it in the browser
Cannot import from Splitwise yet
Nothing is tracked automatically

Which one should you actually pick?

Best for managing all things moneySplitkaroGroup splitting, your own spending, couples and business, all in one app, with analytics across them.

Best for a multi-country tripTricountIt converts currencies automatically and costs nothing. Splitkaro does not convert currencies yet.

Best with no sign-upSplidNobody in the group needs an account, and a group can stay entirely local.

Best open sourceSpliitFree forever on donations, and nobody needs an account. It runs in the browser, which is how Android users get it.

Best for recurring billsSplitkaroSet a recurring expense once and it is created every month, at no cost. Settle Up gates the same thing behind premium.

Best in a browserSettle UpIt runs fully on the web as well as the phone apps. Splitkaro only opens shared expense links in a browser, view only.

Questions, answered

What is the best free Splitwise alternative?

Splitkaro, Tricount and Spliit all let you add unlimited expenses for free. Tricount and Spliit have no paid tier at all; Splitkaro has an optional Premium and is the only one of the five that also tracks your personal spending.

What does the free version of Splitwise limit?

Splitwise caps how many expenses a free account can add each day and shows ads. Pro removes both and adds currency conversion, receipt scanning, itemisation and search. Splitkaro, Tricount and Spliit have no daily limit on expenses.

Can I move my Splitwise groups across?

Splitkaro and Tricount both import from Splitwise, so your people and balances carry over instead of being retyped.

Which alternative works without an account?

Splid. You can start an offline group in seconds and nobody has to sign up, which is the trade-off for having no analytics, categories or automatic tracking.

Is there a Splitwise alternative with a web version?

Settle Up has a full browser version alongside its apps. Splitkaro opens shared expense links on the web, but they are view only, so there is no web app for running your groups.