Bill splitting apps compared: 4 Splitwise alternatives

Splitkaro

That’s us

Group and your own spending in one app

Chat-based groups, plus personal spending in the same ledger
Free unlimited expenses and free overall analytics
Item-wise splitting, so you pay for what you actually ate
Works offline, syncing when you are back online
Share a group by link or QR code
Imports your existing groups from Splitwise
Set a recurring expense once and it is created for you every month

Card and bank feeds through Plaid are still in beta
No currency conversion yet
Custom categories and expense search are Premium
No web app for running your groups; shared links open in a browser, view only

Tricount

A trip that crosses borders

Converts multiple currencies automatically
Completely free, with no premium tier to run into
Offline entry that syncs when you are back online
Imports your existing groups from Splitwise

No personal expense tracking, only shared groups
Automatic import needs a bunq card
Receipts attach as photos rather than being scanned

Tricount vs Splitkaro, in detail

Splid

One trip, with nobody signing up

No account needed, by anyone in the group
Works fully offline, sync is optional
More than 150 currencies, converted automatically
Download the summary as PDF or Excel

No categories, analytics or receipt scanning
Nothing is tracked automatically
Built for one-off groups rather than ones you keep

Splid vs Splitkaro, in detail

Settle Up

Using it in a browser

Recurring and future expenses
A browser version as well as the apps
Multiple currencies and offline use
Share a group by link or QR code

The free tier shows ads
Receipt photos, categories, statistics and Excel export are all premium

Which one should you actually pick?

Best for managing all things moneySplitkaroGroup splitting, your own spending, couples and business, all in one app, with analytics across them.

Best for a multi-country tripTricountIt converts currencies automatically and costs nothing. Splitkaro does not convert currencies yet.

Best with no sign-upSplidNobody in the group needs an account, and a group can stay entirely local.

Best for recurring billsSplitkaroSet a recurring expense once and it is created every month, at no cost. Settle Up gates the same thing behind premium.

Best in a browserSettle UpIt runs fully on the web as well as the phone apps. Splitkaro only opens shared expense links in a browser, view only.

Questions, answered

What is the best free Splitwise alternative?

Tricount and Splid are both entirely free. Splitkaro is free for unlimited expenses with an optional premium tier, and is the only one of the four that also tracks your personal spending.

Can I move my Splitwise groups across?

Splitkaro and Tricount both import from Splitwise, so your people and balances carry over instead of being retyped.

Which alternative works without an account?

Splid. You can start an offline group in seconds and nobody has to sign up, which is the trade-off for having no analytics, categories or automatic tracking.

Is there a Splitwise alternative with a web version?

Settle Up has a full browser version alongside its apps. Splitkaro opens shared expense links on the web, but they are view only, so there is no web app for running your groups.

Four bill splitting apps, honestly compared.

The short answer