Inviting friends, unlocking scratch cards, and spending your Splitkaro Cash.
How can I refer someone?
1. Open the Splitkaro app
2. Tap “Account” on the home page
3. Tap “Invite friends & earn”
4. Invite via WhatsApp or any other app
Who can be referred on Splitkaro?
Anyone who hasn’t created a Splitkaro account yet can be referred.
How do I earn referral rewards?
1. Refer your friend to Splitkaro
2. Your friend signs up using your link or referral code
3. You both receive a scratch card on their sign-up
4. Once your friend creates their first expense, your scratch card unlocks
You can earn up to ₹500 and your friend up to ₹250 in Splitkaro Cash from the scratch cards.
Where do I track my referral rewards?
1. Tap “Invite friends & earn” on the “Account” page to open “Refer & earn”
2. Once an invited friend signs up, sections for Splitkaro Cash earned and scratch cards received appear
3. Tap them to track your rewards
What is Splitkaro Cash?
On successful completion of a referral you get a scratch card containing Splitkaro Cash worth up to ₹500. It shows up on your “Refer & earn” page.
Where can I use Splitkaro Cash?
Splitkaro Cash can be used to buy a Premium subscription on Splitkaro and to unlock exclusive rewards and coupons.
How can I unlock a scratch card?
If you referred a friend, your scratch card unlocks after they create their first expense. If you were referred, yours unlocks after you create your first expense. You can also tap any locked scratch card to see how to unlock it.
I referred my friend but didn’t get the reward. Why?
1. After your referral, your friend needs to create an account on Splitkaro
2. You both receive a scratch card on their sign-up
3. Your scratch card unlocks once they create their first expense
4. You can remind your friend from the referral section if any step is pending on their end
Does Splitkaro Cash expire?
No. Splitkaro Cash has no expiry date — use it whenever it suits you.